![Builder Collapse Avalance Picking Up Speed](https://bicb.com.au/wp-content/uploads/2023/04/the-urban-developer-hero-image.jpg)
Credit Insights
Builder Collapse Avalanche Picking Up Speed
Executive Director Wayne Clark was recently interviewed by Phil Bartsch for this article which was published in “The Urban Developer” on April 14, 2023.
![ogimage-2023-aicm-risk-report](https://bicb.com.au/wp-content/uploads/2023/03/ogimage-2023-aicm-risk-report.jpg)
Credit Insights
Choppy waters ahead for the residential construction industry – this is a time to be vigilant!
Executive Director Wayne Clark contributed this article to the AICM Risk Report 2023.
![ogimage-aicm-risk-report-2022](https://bicb.com.au/wp-content/uploads/2022/06/ogimage-aicm-risk-report-2022.jpg)
Credit Insights
Elements vital to effective risk mitigation – construction industry
Executive Director Wayne Clark contributed this article to the AICM Risk Report 2022.
Credit Insights
Alares Monthly Credit Risk Insights, April 2022
While insolvencies are still below pre-COVID levels overall, construction related businesses are making up a larger percentage of those insolvencies.
![ogimage-aicm-april2021](https://bicb.com.au/wp-content/uploads/2022/06/ogimage-aicm-april2021.jpg)
Credit Insights
Credit Management in the Construction Industry – an overview
Construction is the third largest industry in Australia for the number of people it employs and its GDP (Gross Domestic Product) contribution. However, it is the second largest industry when it comes to corporate insolvencies, with an average of 1,552 per annum. Understanding the nature of the industry is extremely important for effective credit management….
![ogimage-Insolvency Numbers for Construction Industry copy](https://bicb.com.au/wp-content/uploads/2021/03/og-image-Insolvency-Numbers-for-Construction-Industry-copy.jpg)
Credit Insights
Construction Industry Insolvencies, What can we expect in 2021 and Beyond?
Key Points: Drop in Insolvencies What Will Happen in Construction Sector? Construction Insolvency Data Reading the Signs Impact of HomeBuilder Predictions for This Year Forecast for 2021/2022 Drop in Insolvencies Unprecedented fiscal stimulus led to a drop in insolvencies in 2020, but the full picture may not emerge until the second half of 2021. The…
![](https://bicb.com.au/wp-content/uploads/2020/12/og-image-record-high-new-loan-commitments-2.jpg)
Credit Insights
Record High in New Loan Commitments for Housing
The total value of new loan commitments for housing and the value of owner occupier home loan commitments each reached record highs in October 2020. The total value of new loan commitments for housing rose 0.7 per cent to $22.7 billion in October, seasonally adjusted.
![og-image-industry-impacted-by-covid19](https://bicb.com.au/wp-content/uploads/2020/12/og-image-industry-impacted-by-covid19.jpg)
Credit Insights
ACIF forecasts highlight industry is still being impacted by COVID-19
Australian Construction Industry Forum (ACIF) forecasts published today outline that COVID-19 and the measures that have been taken to control its spread, have sent the message to hold or defer many new building projects. The ACIF Forecasts highlight that work done will fall again this year, decreasing 3.2 per cent over 2020-21.
![state of the states report](https://bicb.com.au/wp-content/uploads/2020/11/og-image-state-of-the-states.jpg)
Credit Insights
How are Australia’s states and territories performing?
Each quarter, CommSec attempts to find out how are Australia’s states and territories performing. They do this by analysing eight key indicators: economic growth; retail spending; equipment investment; unemployment; construction work done; population growth; housing finance and dwelling commencements. Just as the Reserve Bank uses long-term averages to determine the level of “normal” interest rates; CommSec have done the same with the economic indicators.
![what-directors-need-to-know](https://bicb.com.au/wp-content/uploads/2020/09/ogimage-subordinates-in-formalwear-sitting-by-table.jpg)
Credit Insights
What directors need to know about the most significant insolvency reforms in decades
The Federal Government’s announcement that it would undertake the most significant reforms to Australia’s insolvency framework in 30 years is welcome news for many small businesses. For directors, it will be very important to carefully consider the information in the Government’s fact sheet outlining the reform process.
![ogimage-personal-guarantees-gone-wrong](https://bicb.com.au/wp-content/uploads/2020/06/man-signing-contract-2021-08-26-15-34-40-utc.webp)
Credit Insights
Personal Guarantees Gone Wrong
A well-executed personal guarantee can be the holy grail of debt recovery tools, but one overlooked detail can bring the whole thing to its knees. It is surprising the number of clients relying on guarantees that are either ineffectively drafted or have been inadvertently discharged by the actions of the client.
![too smart for your own good too smart for your own good](https://res.cloudinary.com/dougwattzeban/image/upload/c_fill,h_627,q_auto:eco,w_1200/v1645932852/BIBC%20new%20site/tired-and-stressed-people-with-computer-job-at-hom-2021-09-07-02-57-44-utc.webp)